Mortgages and re-mortgages
If you are obtaining a mortgage many lenders will ask Taylor Willcocks to act for them as well as you. This often makes the transaction quicker and cheaper and many lenders will make a contribution towards your legal costs or pay them in full.
There are many different types of mortgages and extensive regulations governing them. Our experience will ensure that all documentation is completed as quickly as possible and we will fully explain your responsibilities as a borrower. In re-mortgage cases we will ensure that you are fully aware of any penalty payments you might have to make on early repayment of your mortgage. We will also ensure that completion takes place on a date best suited to your financial circumstances.
Equity release - raising money on your property
Many of our clients, especially the elderly, want to raise capital by mortgaging their existing properties. We are sympathetic to the need to raise funds for the extras in life, but will advise you very carefully on the small print affecting any loan. We work very closely with our private client department to ensure that you are fully advised and protected.
Our experience is that, only in a few cases do such equity release schemes offer value for money and we ask that you do not sign anything before consulting us. We want to protect you and your family. Contact us now for an initial half-hour free appointment to enable us to go through the options available to you.
Please contact Tracey Thornton on 020 8642 8142 or email tracey.thornton@taylorwillcocks-cheam.co.uk .